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Archive for December, 2006

Time to burn?

December 30th, 2006 at 08:06 am

Just wanted to share some fun links in this post:


Practical Money Skills for Life


If you've got some time to burn, this is a pretty fun site about learning how to manage money. (Warning: Some of the games are a little kiddish, but I highly recommend "Count Down to Retirement". Its pretty funny.)


Happyland Adventures


I played this several years ago, but I remember it as being incredibly fun to play and quite addictive. Best of all its free and no registration required. (The company makes several free games available but Happyland is by far the best.)


Mysterynet


Okay, I'm a bit of a kid and I like mysteries. Eventhough I can't solve any, its still fun to try and see the answer at the end. I recommend the "see-n-solve".

Ok I'll stop now.

Cut my cellphone bill

December 30th, 2006 at 02:14 am

My phone bill has been annoying me for quite some time and I'm eagerly awaiting the day when my contract expires, so that I can get a cheaper plan.

But until that day comes I'm stuck with it.

I get bills sent to me by snail mail and by e-mail. I always get the email first - and its just a one liner stating what I owe and my account number, with no other details.

Once I get it, I pay it off online pretty quickly. As a result, I've gotten into the habit of not even opening the paper bills when it comes because I don't have to. (And I also secretly hate them.)

But this morning, out of curiosity, I tore open the envelope and learnt that I was being charged $5 for the voicemail service. And I can't even remember the last time I had to use it. (When I miss calls, my friends just send me an text!)

So it was a no-brainer for me to call them up and cancel it pronto. And the lady on the phone told me the reduced charge will be reflected on my next bill. Smile

I know this sounds weird, but now I can't wait for my next bill.

First post

December 29th, 2006 at 05:23 am

I think the first post should start from the beginning. I'm starting this journal after reading the great pf blogs here and I guess I felt inspired enough to start my own.

I don't have any debt and my savings are quite healthy right now. I'm working and I don't have much fixed expenses (live with my dad and stepmom) so I'm able to save each month.

I'm a pretty thrifty person, probably because I grew up poor. We had enough food, but we couldn't afford any luxuries. I had a very loving childhood and I'm very close to my family (dad and older sis - our mom passed on when I was five. I have a younger sis but she was adopted by another family because she was just a baby when we lost our mom. I don't know her, my younger sis.)

I'm single and I'm at that point where its not inconceivable that I'll never find a guy to settle down with. It sucks but I can dream or I can be practical about it.

Being on my own is scary and money is more of a security blanket than anything else. I'm not looking to be rich or live rich, just to live happily and not be worried about money when I'm much older and not able to work.

So I guess that sums up my motivation!